Why Digital Lending Platforms Are Switching to OneSpan: Rethinking eSignature Tools for 2026 and Beyond

In 2026, digital lending continues to accelerate, and with it, expectations for fast, secure, and seamless borrower experiences. Most lending platforms already rely on an eSignature tool—often a widely adopted, general-purpose solution such as DocuSign. But as borrower expectations evolve and compliance pressures increase, many vendors of loan origination systems (LOS) and digital lending platforms are beginning to rethink whether their current eSignature provider is still the right fit.

General-purpose eSignature tools were designed for broad, horizontal use cases. Lending, however, is not a general-purpose environment. It requires high trust, strict compliance, advanced workflow configuration, and deep integration with core platforms. As a result, more LOS providers and fintech vendors are turning to purpose-built solutions that offer greater control, cost predictability, and a true long-term partnership.

Softprom, as the official distributor of OneSpan, supports lending platforms across the region in upgrading to more secure and scalable eSignature solutions.

What Lending Platforms Really Need from an eSignature Partner

Not all eSignature platforms are designed with lenders in mind. While generic tools work for simple agreements, they struggle with the complexity of lending workflows, regulatory scrutiny, and the need for complete brand control. Across our ecosystem of lending partners, we consistently see the following requirements:

1. Easy, Scalable Integration

Lending platforms need fast, reliable, and flexible integration paths. OneSpan Sign enables LOS vendors to integrate at scale using:

• Modern REST APIs
• Native low-code/no-code connectors
• Complete access to all signing functionality via API

This eliminates lengthy development cycles and helps vendors deliver new capabilities faster.

2. Full White Labeling to Protect the Brand

Financial institutions—from global banks to independent mortgage lenders—expect a completely branded signing experience. OneSpan Sign supports:

• Full UI customization
• Branded email/SMS communications
• Custom server configurations
• Control over colors, headers, footers, navigation, and dialogs

This ensures borrowers remain inside the lender’s trusted environment at all times.

3. Highly Customizable Workflows

Lending workflows are not one-size-fits-all. From mortgage origination to auto loans to small business financing, platforms need configurable:

• Signing flows
• Conditional logic
• Document preparation rules
• Multi-party approval sequences

OneSpan Sign gives LOS vendors the flexibility to tailor workflows to any lending scenario.

4. Bank-Grade Security and Compliance

Financial institutions operate under strict regulatory standards. OneSpan Sign supports an extensive list of compliance frameworks—including ESIGN, UETA, eIDAS, SOC 2 Type 2, ISO/IEC 27001, GDPR, FedRAMP, MISMO, FIPS, and more—making it the natural choice for regulated industries.

5. Predictable, Scalable Pricing

Growing lending platforms need an eSignature partner whose pricing model scales with their business rather than penalizes growth. OneSpan offers flexible licensing for partners and LOS vendors, allowing them to start small and expand confidently.

6. A True Technology Partner, Not Just a Vendor

The lending market values reliability, responsiveness, and collaboration. With OneSpan and Softprom, partners gain access to:

• Solution architects
• Technical implementation experts
• Ongoing integration support
• Professional services teams

This partnership approach helps accelerate deployments and ensures long-term success.

Why Lending Platforms Choose OneSpan Sign

OneSpan Sign is purpose-built for high-trust, high-stakes environments. Whether integrated into a lending POS or an LOS platform, it provides the capabilities modern lenders require. Key advantages include:

Purpose-Built Workflows for Regulated Industries

Designed specifically for banks, credit unions, and fintech lenders.

Enhanced Security Features

Identity verification, advanced authentication, audit trails, and detailed evidence summaries protect borrowers and institutions.

Accelerated Time to Value

A developer-friendly platform with complete API documentation and mobile-first design.

Superior Borrower Experience

Fully white-labeled signing experiences keep the lender’s brand at the center—no account creation with the eSignature vendor required.

Partner-Level Support

OneSpan and Softprom work side by side with partners at every stage—from onboarding to scaling.

Rethinking Your eSignature Strategy for 2026

As lending evolves, so must the tools that support it. Whether you are an LOS platform vendor, a digital lending provider, a chief lending officer, or a head of lending operations, you need an eSignature solution that meets the demands of regulated environments and accelerates your competitive advantage.

OneSpan Sign is built for this purpose. Softprom is here to help you evaluate, integrate, and scale it across your lending workflows.